Orchard Bank Credit Card
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There have been so many people over the years always complaining about the Orchard Bank Credit Card. They seemed to always be people who didn't read their terms and conditions and were shocked when they later discovered they had other fees they hadn't read about. However, there were a class of people who actually benefitted from the Orchard Bank Credit Card because it was their only option until they could prove their creditworthiness. That class of people who actually went through all of the paying of high fees and interest for their Orchard Bank Credit Card are now having more opportunities that weren't there before. The whole point for the Orchard Bank Credit Card is to help people establish themselves with their credit or redeem themselves by having Orchard Bank reporting their payment diligence to the three credit bureaus. So in many ways, even though the fees and APR were a shocker to many, it still proved to be worthy of it all for those who knew how to do things the right way and stick out the process.
Perhaps we should say now that that's how things used to be. For a lot of people, the Orchard Bank Credit Card was a true life saver in so many ways. Perhaps all of the complaints and bad press caused the demise of this great program. Could it be all because of the haters of the Orchard Bank Credit Card that all of those who carried the Orchard Bank Credit Card are now left out in the cold? What will people do now? Well, since the Orchard Bank was also partnered with HSBC, we feel it best to suggest one of the newer HSBC products for a moment.
For the purpose of not promoting another card with also high fees and rates but from the same banking family, we present to you the HSBC Platinum MasterCard with Cash or Fly Rewards. This card of course isn't anything like the Orchard Bank Credit Card, but will hopefully be of use for those who are reading and have since cleaned their credit rating because of having the Orchard Bank Credit Card previously. What is best for those to do who have had the Orchard Bank Credit Card for some time is to try to move on with a much better card with a better rate as soon as possible while your scores are still high. This way you will be able to maintain your great credit or at least be able to grab hold of a much better product that won't suck away so much of your money each month.
We won't really go all the way into details on the HSBC Platinum MasterCard with Cash or Fly Rewards because this article is sadly about the demise of the Orchard Bank Credit Card. However, we have provided the picture and links up above for you if you. If you would like to check out the links to read the terms and conditions for the HSBC Platinum MasterCard with Cash or Fly Rewards, just click on the buttons above and see if it will be a great fit for your lifestyle.